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Anne Arundel County tax sales, Maryland
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Anne Arundel gives this set its best evidence that a premium was actually charged in 2026, not merely authorized. The county's Collector's Terms state that, under 14-817(b)(2), the county imposes a high-bid premium of 20 percent of the excess over 40 percent of full cash value, and the county's official list of liens remaining from the June 3, 2026 sale carries a BID PREMIUM column with dollar premiums from that sale, 2,033.86 dollars on one listed lien. The redemption rate is 18 percent per year under County Code section 4-1-105(b), quoted in the county's Collector's Terms; the county's current tax sale web page does not itself restate the number, and the 10 percent owner-occupied cap in 14-820(c) qualifies it. Unverified flags: the 2026 registration window is not published, the 100 dollar registration fee with Form W-9 rests on a secondary source only, the deposit is not published, and the county publishes its remaining liens list without publishing how to buy from it.
Selling office: Tax Sale Division, Office of Finance, 44 Calvert Street, Room 110, Annapolis (taxsale@aacounty.org, 410-222-1735)
Next sale: Wed Jun 3, 2026, online (already run). The county's pattern is a June sale; the 2027 date is not yet published. The June 3, 2026 date is confirmed by two official sources: the SDAT 2026 schedule and the county's own published list of tax sale liens remaining from its June 3, 2026 tax sale. A June 9, 2026 results document on a staging domain was treated as a secondary copy and does not displace the June 3 date.
As of November 9, 2026, the June 3, 2026 sale has run and its remaining liens list is the live document. The county's next sale follows its June pattern in 2027, date not yet published. Holders of 2026 certificates work the county's stated timeline: pre-suit stage at 4 or 7 months by property type, foreclosure from 6 or 9 months, and the absolute two year filing deadline.
Dates and deadlines
| Next sale | Wed Jun 3, 2026, online (already run). The county's pattern is a June sale; the 2027 date is not yet published |
| The seller | The Tax Sale Division of the Office of Finance runs the sale and publishes the per section 14-812 information on the county tax sale page. |
| The 2026 sale | Wednesday, June 3, 2026, online. The county's list of liens remaining from that sale is the standing post-sale record. Already run. |
| Redemption interest | 18 percent per year under Anne Arundel County Code section 4-1-105(b), as quoted in the county's Collector's Terms and tax sale notice. On owner-occupied residential property the statewide cap in 14-820(c) limits the rate to 10 percent. |
| High-bid premium, charged in 2026 | The county's terms impose the premium under 14-817(b)(2), 20 percent of the excess over 40 percent of full cash value, and the 2026 remaining liens list shows premiums actually charged, including 2,033.86 dollars on list number 49. The 2026 terms document itself was not read; refund mechanics rest on the statute. |
| The foreclosure timeline | Per the county page: the lienholder legal fee and release stage begins at 7 months for owner-occupied residential property and 4 months for all other property; foreclosure filing follows at approximately 9 months (owner-occupied) and 6 months (other) in the Circuit Court for Anne Arundel County; the owner may redeem until final judgment. |
| Registration and deposit | The 2026 registration window is not published in the official sources read; a 100 dollar registration fee with a Form W-9 is secondary only. No deposit figure is published. |
| Format | Annual online tax sale of lien certificates: RealAuction, on the vendor's own reporting: its April 27, 2026 news post lists Anne Arundel County as new on the marylandtaxsale.com portal, opening May 1, 2026. The county's own subdomain was not confirmed in a fetched source, so the portal attribution is vendor reported, labeled as such. |
| Selling office | Tax Sale Division, Office of Finance, 44 Calvert Street, Room 110, Annapolis (taxsale@aacounty.org, 410-222-1735) |
Sources: Anne Arundel County, Tax Sale, Office of Finance. Anne Arundel County, Tax Sale Liens Remaining From Our June 3, 2026 Tax Sale. Maryland Department of Assessments and Taxation, 2026 Tax Sale Schedule. Confirm with the selling office before relying on any date on this page: sales move, terms change, and parcels are pulled up to sale day.
Research Anne Arundel County parcels before you bid
A sale list gives you the parcels, the date, and the opening terms. It does not give you the owner, the value, or the rest of the picture: liens, foreclosure status, and parcel history. PropertyRadar is the data platform for that layer. It carries owner records, assessed and market values, foreclosure and tax data, and property history for parcels across Anne Arundel County, searchable by address, owner, or county, including parcels that never reach a sale list.
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How Maryland tax sales work
- The collector must sell, on local law's calendar. Under section 14-808 the collector of each county, the Director of Finance in Baltimore City, proceeds to sell all property on which taxes are in arrears, at the time required by local law and, outside Baltimore City, no later than two years from the date the tax fell in arrears. Most Maryland counties sell in May or June; Baltimore County sells in late summer.
- What is sold is a certificate of sale, not the property. The certificate (section 14-820) sets out the property, the sale date, the amount, the taxes it was sold for, the rate of redemption, the foreclosure timing, and the warning that the certificate is void if foreclosure is not filed within two years. The owner keeps the property unless the right of redemption is foreclosed.
- The sale is a public auction with real notice behind it. All sales are at public auction to the highest good faith accepted bid (section 14-817(a)(2)), after the collector mails the owner a statement at least 30 days before first advertising (section 14-812) and publishes once a week for four successive weeks (section 14-813; three weeks in Frederick County, two insertions plus website posting in Baltimore City, two newspapers in Anne Arundel County).
- Payment is due by the day after the sale. The purchaser pays the full amount of taxes due, interest and penalties, sale expenses and any high-bid premium not later than the day after the sale (section 14-818); any residue of the purchase price remains on credit, and no deed issues until the balance and all post-sale taxes are paid. Several counties in this set take payment the same day by ACH, which is tighter than the statute.
- The high-bid premium is the collector's election, at a statutory formula. Any collector may establish a premium for all properties and must state it in the public notice (section 14-817(b)(2)): 20 percent of the amount by which the bid exceeds 40 percent of full cash value, except in Baltimore City and Prince George's County, where the threshold is the greater of the lien amount or 40 percent of full cash value. It is mandatory for group and sealed bid sales everywhere except Montgomery County. It is refunded without interest on redemption or deed delivery, and it is forfeited after the foreclosure deadline if the property was not redeemed and no foreclosure was filed.
- Redemption runs until the circuit court finally forecloses it. The owner or any interest holder may redeem at any time until the right is finally barred by decree (sections 14-827, 14-833(b)), paying the lien amount, interest at the rate of redemption, holder paid taxes and expenses (section 14-828). Rates are fixed locally under section 14-820, and for owner-occupied residential property the rate may not exceed 10 percent a year anywhere in the state (section 14-820(c)).
- The certificate carries a two year fuse. Foreclosure may be filed after six months, nine months for owner-occupied residential property, after two pre-suit notices (section 14-833(a) and (a-1)); a certificate on which no foreclosure is filed within two years is void and the purchase money is forfeited (section 14-833(c)(1) and (d)). A final judgment vests absolute and indefeasible fee simple title (section 14-844) and the collector then executes the deed (section 14-847). Property nobody buys is bought in and held by the governing body (section 14-824), which may later sell and assign the certificates (section 14-825).
How bidding works in Anne Arundel County
The 2026 registration window is not published in the official sources read, and the 100 dollar fee with Form W-9 that circulates for this county is secondary only. On the RealAuction pattern, registration is online in the weeks before the June sale with a Form W-9 and an ACH bank account; confirm on the county tax sale page when the 2027 cycle opens.
- Price the premium as tied up, interest free money. Where a Maryland county charges a high-bid premium, the premium is 20 percent of the bid above the threshold and it earns nothing while it waits, returning only on redemption or deed delivery, and vanishing if you miss the foreclosure deadline. A bid that only pencils with the premium treated as invested principal does not pencil.
- Work backwards from the two year fuse. Every Maryland certificate must be in foreclosure within two years or it is void and the money is forfeited. The bid that matters is the one on a parcel whose owner, value and title you have already checked against that deadline: six months to wait, nine on an owner-occupied home, two notices to give, and a filing date that cannot slip.
Terms: what a bid actually costs
| Deposit, Anne Arundel County | No Anne Arundel deposit figure is published in the official sources read. On the shared portal pattern the bidder's budget and ACH authorization do the deposit's work; the county's own figure, if any, is not published. |
| Payment, Anne Arundel County | Not published for 2026 in the official sources read. The state default in 14-818(a) applies: taxes due, interest and penalties, sale expenses and any premium paid not later than the day after the sale, the residue of the purchase price on credit. |
| What is sold | A tax lien certificate of sale under section 14-820, carrying the amount the property was sold for, the taxes, interest, penalties and expenses, the rate of redemption, and the certificate's own warning: it is void if foreclosure is not filed within two years. The property is not sold and the owner keeps it unless the right of redemption is foreclosed. |
| The minimum bid | No sale below the lien amount, the taxes, interest, penalties and expenses for which the property is liable (section 14-817), except certified abandoned property, which the collector may sell for less, at a minimum the collector sets (section 14-817(c)). Counties express the floor as the advertised amount due. |
| The high-bid premium | Where the collector establishes one and states it in the public notice: 20 percent of the amount by which the highest bid exceeds 40 percent of the property's full cash value, or, in Baltimore City and Prince George's County, exceeds the greater of the lien amount or 40 percent of full cash value (section 14-817(b)(2)). Refunded without interest on redemption or on delivery of the deed; forfeited after the foreclosure filing deadline if the property was not redeemed and no foreclosure was filed. Whether a given county charged one in 2026 is a per county fact, stated on each page. |
| Redemption interest | Fixed locally under section 14-820(b): each county in this set sets its own rate, from Frederick County's 8 percent to the 18 percent counties, and the rate is stated on each county page with its source. One statewide override: on owner-occupied residential property the rate may not exceed 10 percent a year (section 14-820(c)), whatever the county's headline rate says. |
| The two year fuse | The certificate is void unless a proceeding to foreclose the right of redemption is filed within two years of the date of the certificate of sale, and on voiding the holder's rights cease and the money the collector received is forfeited (section 14-833(c)(1) and (d)). No other state in the Pine set kills an idle certificate this completely; Maryland certificates are working assets with a deadline, not holdings. |
| The deed | On final judgment the court vests absolute and indefeasible title in fee simple in the plaintiff (section 14-844), and the collector executes a deed when the plaintiff pays the balance of the purchase price plus post-sale taxes, interest and penalties (section 14-847). The deed is prepared by the holder at the holder's expense. |
The leftover channel: the published remaining liens list
The county publishes a list of liens remaining from its June 3, 2026 tax sale, showing the total due per lien: the county held inventory, on the public record, consistent with the governing body's duty to buy in and hold under 14-824. What the county does not publish in the material read is the purchase procedure for acquiring those remaining liens, so this page states the inventory exists and stops there; the Tax Sale Division is the route to the terms. Certificates may be sold and assigned by the county under 14-825 as a matter of law.
Before you bid
- Check the owner-occupied question first. It changes both numbers that matter: the redemption rate is capped at 10 percent on an owner-occupied home whatever the county publishes, and the foreclosure wait is nine months instead of six. A Maryland model that does not split owner-occupied from everything else is wrong in the county's favor or yours, and you will not know which until redemption.
- Read the county's public notice for the premium. The premium exists only where the collector established it and stated it in the notice, and two counties in this set show the spread: Frederick and Prince George's publish theirs in detail, Carroll's published terms contain none at all. The notice, not the state frame, is the document that prices your bid.
- Calendar the two year deadline the day you buy. A Maryland certificate not in foreclosure within two years is void and the money is forfeited. Diary the pre-suit notices (first notice not before four months, seven for owner-occupied homes) and the filing date when the certificate arrives, not when the redemption period feels close.
- Set the maximum before the sale opens. The free Max-Bid Calculator below works backwards from your exit value to the highest bid you can pay, with the costs shown.
Every Maryland county in this set
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